A wallet is your personal virtual account used to access and use the service.

Each user is assigned one unique wallet number. To make an international transfer, you must first top up your wallet with the amount you wish to send. The credited balance shown in the app can then be used as your available balance for international remittances.

When using the wallet service for international transfers, you can send money even during bank maintenance hours, and make transfers in real time at your preferred exchange rate whenever you choose.